Before you start house-hunting in The Villages, make sure you’re ready to move when the right home shows up. Whether you’re buying with cash or financing, having your paperwork in order gives you a serious edge—and makes your offer stronger from the start.

Here’s how to get ahead of the game:

Start a “Vital File”

Keep this info in one easy-to-access place—digitally or in a labeled folder. It’ll save time and stress later.

• Recent bank statements (with your name, date, and available funds—account numbers blacked out)
• Financial docs: 401k, investment accounts, life insurance, etc.
• Auto loans and credit cards
• Proof of income (pay stubs, Social Security, pension)
• Tax returns (past two years)
• Legal docs: birth certificates, divorce decrees, or estate paperwork if applicable

If You’re Financing

I work with experienced local lenders who know The Villages market inside and out. Once you’re pre-approved, you’ll be in a much stronger position when it’s time to make an offer. And yes—they’ll give you a clear checklist of everything they’ll need.

If You’re Paying Cash

Cash buyers still need to show proof of funds. A screenshot or statement works fine, as long as it shows your name, the date, and the available balance. Just block out account numbers—we don’t need them.

Being prepared means you can move with confidence—and beat the competition when the perfect home hits the market.

Need help getting started? I’m here to make real estate personal—and prepared. Let’s build your Vital File together.